ॐ नमो भगवते वासुदेवाय नमः
Consumer Base Report
CONSUMER BASE™+ REPORT
For SHIVAM SHARMA
CHM Ref #: R K 230428CR517612250
Prepared For: R K BANSAL FINANCE
Date of Request: 2026-05-04
Time of Request: 10:39:40
Inquiry Input Information
Name: SHIVAM SHARMA DOB/Age: 1994-12-03 Gender: Male
Father: - Spouse: - Mother: -
Phone Numbers:
8209035034
ID(s):
FYAPS7188J [ PAN ]
Email ID(s):
bdm.shivam@gmail.com
Entity Id: -
Current Address:
CRIF HM Score (s):
SCORE NAME  SCORE SCORING FACTORS
PERFORM CONSUMER 2.0 626Score Range : 300-900
Very recent delinquency observed
Delinquency observed in the past
Substantial proportion of outstanding balance to disbursed amount
Tip:     
  Positive impact on credit score    
  Negative impact on credit score
Tip: All amounts are in INR.
Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.
Total Account(s) Active Account(s) Closed Account(s) Defalut Accounts OS Secured Balance OS Unsecured Balance DPD 180 Days DPD 365 Days
75 14 61 0 954400 145558 4 10
Total Inquiries : 53 Inquiries in last 24 Months: 14 Inquiries in last 12 Months: 15 Inquiries in last 30 Days: 1
Recent Date Opened : 2026-04-15          Oldest Date Opened : 2018-08-11

No. of Accounts Total Loans No. of Accounts Current Loans Mentioned EMI Predicted EMI No. of Accounts Overdue Amount DPD Days No. of Written OFF Written OFF No. of Settled Settled
Loans 1 TO 10,000 80 1,84,951 7 30,451 100
10001 TO 30000 8 1,44,563 3 65,346 5,856 560
30K TO 100K 6 2,10,009 2 66,608 6,047 1 5,229 1 44,906
100K TO 500K
500K and above
Total 94 5,39,523 12 1,62,405 11,903 660 1 5,229 1 44,906
Account Information

1
Account Type: Personal Loan
ACTIVE
  Member Short Name: DSG INVESTMENT PRIVATE LIMITED Date Opened: 2025-11-08 High Credit Amount: 16500
  Payment Frequency: DSG INVESTMENT PRIVATE LIMITED Amount Overdue: 16500
  Ownership Indicator: Individual Last Payment Date: Current Balance: 16500
   Date Reported: 2026-04-15
      Payment Start Date: 2025-11-08
      Payment End Date:
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
2
Account Type: Credit Card
ACTIVE
  Member Short Name: IDFC FIRST BANK LIMITED Date Opened: 2022-03-27 High Credit Amount: 29797
  Payment Frequency: IDFC FIRST BANK LIMITED Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: Current Balance: 17515
   Date Reported: 2026-04-15
      Payment Start Date: 2022-03-27
      Payment End Date:
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
3
Account Type: Credit Card
ACTIVE
  Member Short Name: Axis Bank Date Opened: 2022-04-28 High Credit Amount: 54643
  Payment Frequency: Axis Bank Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: Current Balance: 39509
   Date Reported: 2026-04-15
      Payment Start Date: 2022-04-28
      Payment End Date:
   Payment Tenure: 24   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
4
Account Type: Credit Card
ACTIVE
  Member Short Name: Axis Bank Date Opened: 2024-04-29 High Credit Amount: 31733
  Payment Frequency: Axis Bank Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: Current Balance: 0
   Date Reported: 2026-04-15
      Payment Start Date: 2024-04-29
      Payment End Date:
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
5
Account Type: Credit Card
ACTIVE
  Member Short Name: Axis Bank Date Opened: 2025-10-17 High Credit Amount: 9942
  Payment Frequency: Axis Bank Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2026-04-07 Current Balance: 9942
   Date Reported: 2026-04-15
      Payment Start Date: 2025-10-17
      Payment End Date:
   Payment Tenure: 9   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
6
Account Type: Gold Loan
ACTIVE
  Member Short Name: DCB Bank Limited Date Opened: 2026-03-25 High Credit Amount: 405600
  Payment Frequency: DCB Bank Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: Current Balance: 405600
   Date Reported: 2026-03-31
      Payment Start Date: 2026-03-25
      Payment End Date:
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
7
Account Type: Consumer Loan
ACTIVE
  Member Short Name: HDB Financial Services Limited Date Opened: 2026-03-18 High Credit Amount: 30442
  Payment Frequency: HDB Financial Services Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: Current Balance: 24442
   Date Reported: 2026-04-30
      Payment Start Date: 2026-03-18
      Payment End Date:
   Payment Tenure: 11   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
8
Account Type: Short Term Personal Loan
ACTIVE
  Member Short Name: RESPO FINANCIAL CAPITAL PRIVATE LIMITED Date Opened: 2026-02-22 High Credit Amount: 50000
  Payment Frequency: RESPO FINANCIAL CAPITAL PRIVATE LIMITED Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2026-04-06 Current Balance: 46876
   Date Reported: 2026-04-15
      Payment Start Date: 2026-02-22
      Payment End Date:
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
9
Account Type: Short Term Personal Loan
ACTIVE
  Member Short Name: R K BANSAL FINANCE PRIVATE LIMITED Date Opened: 2026-03-11 High Credit Amount: 21000
  Payment Frequency: R K BANSAL FINANCE PRIVATE LIMITED Amount Overdue: 24131
  Ownership Indicator: Individual Last Payment Date: Current Balance: 21000
   Date Reported: 2026-03-31
      Payment Start Date: 2026-03-11
      Payment End Date:
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
10
Account Type: Personal Loan
ACTIVE
  Member Short Name: KHOSYA FINLEASE PRIVATE LIMITED Date Opened: 2026-03-25 High Credit Amount: 12000
  Payment Frequency: KHOSYA FINLEASE PRIVATE LIMITED Amount Overdue: 14520
  Ownership Indicator: Individual Last Payment Date: Current Balance: 12000
   Date Reported: 2026-04-15
      Payment Start Date: 2026-03-25
      Payment End Date:
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
11
Account Type: Personal Loan
ACTIVE
  Member Short Name: SI CREVA CAPITAL Date Opened: 2026-02-07 High Credit Amount: 30000
  Payment Frequency: SI CREVA CAPITAL Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2026-04-07 Current Balance: 25650
   Date Reported: 2026-04-15
      Payment Start Date: 2026-02-07
      Payment End Date:
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
12
Account Type: Short Term Personal Loan
ACTIVE
  Member Short Name: Finagle Financial Services Pvt Ltd Date Opened: 2026-04-15 High Credit Amount: 8000
  Payment Frequency: Finagle Financial Services Pvt Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: Current Balance: 8000
   Date Reported: 2026-04-15
      Payment Start Date: 2026-04-15
      Payment End Date:
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
13
Account Type: Personal Loan
CLOSED
  Member Short Name: India Infoline Investment Services Limited Date Opened: 2018-08-11 High Credit Amount: 1500
  Payment Frequency: India Infoline Investment Services Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: Current Balance: 0
   Date Reported: 2020-06-30
      Payment Start Date: 2018-08-11
      Payment End Date: 2018-09-11
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
14
Account Type: Personal Loan
CLOSED
  Member Short Name: Krazybee Services Private Limited Date Opened: 2018-10-03 High Credit Amount: 1500
  Payment Frequency: Krazybee Services Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2018-10-17 Current Balance: 0
   Date Reported: 2018-10-31
      Payment Start Date: 2018-10-03
      Payment End Date: 2018-10-17
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
15
Account Type: Personal Loan
CLOSED
  Member Short Name: India Infoline Investment Services Limited Date Opened: 2018-08-25 High Credit Amount: 1500
  Payment Frequency: India Infoline Investment Services Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: Current Balance: 0
   Date Reported: 2020-06-30
      Payment Start Date: 2018-08-25
      Payment End Date: 2018-11-26
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
16
Account Type: Personal Loan
CLOSED
  Member Short Name: Krazybee Services Private Limited Date Opened: 2018-11-17 High Credit Amount: 3000
  Payment Frequency: Krazybee Services Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2018-12-03 Current Balance: 0
   Date Reported: 2018-12-31
      Payment Start Date: 2018-11-17
      Payment End Date: 2018-12-03
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
17
Account Type: Personal Loan
CLOSED
  Member Short Name: Krazybee Services Private Limited Date Opened: 2018-12-12 High Credit Amount: 3500
  Payment Frequency: Krazybee Services Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2018-12-27 Current Balance: 0
   Date Reported: 2018-12-31
      Payment Start Date: 2018-12-12
      Payment End Date: 2018-12-27
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
18
Account Type: Personal Loan
CLOSED
  Member Short Name: Krazybee Services Private Limited Date Opened: 2019-02-04 High Credit Amount: 3500
  Payment Frequency: Krazybee Services Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2019-02-19 Current Balance: 0
   Date Reported: 2019-02-28
      Payment Start Date: 2019-02-04
      Payment End Date: 2019-02-19
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
19
Account Type: Personal Loan
CLOSED
  Member Short Name: Krazybee Services Private Limited Date Opened: 2019-02-25 High Credit Amount: 3500
  Payment Frequency: Krazybee Services Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2019-03-13 Current Balance: 0
   Date Reported: 2019-03-31
      Payment Start Date: 2019-02-25
      Payment End Date: 2019-03-13
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
20
Account Type: Personal Loan
CLOSED
  Member Short Name: Krazybee Services Private Limited Date Opened: 2019-03-28 High Credit Amount: 4000
  Payment Frequency: Krazybee Services Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2019-04-12 Current Balance: 0
   Date Reported: 2021-07-31
      Payment Start Date: 2019-03-28
      Payment End Date: 2019-04-12
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
21
Account Type: Personal Loan
CLOSED
  Member Short Name: Krazybee Services Private Limited Date Opened: 2019-04-13 High Credit Amount: 4000
  Payment Frequency: Krazybee Services Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2019-04-29 Current Balance: 0
   Date Reported: 2021-07-31
      Payment Start Date: 2019-04-13
      Payment End Date: 2019-04-29
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
22
Account Type: Personal Loan
CLOSED
  Member Short Name: Krazybee Services Private Limited Date Opened: 2019-04-29 High Credit Amount: 4000
  Payment Frequency: Krazybee Services Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2019-05-31 Current Balance: 0
   Date Reported: 2021-07-31
      Payment Start Date: 2019-04-29
      Payment End Date: 2019-05-31
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
23
Account Type: Personal Loan
CLOSED
  Member Short Name: P.C. FINANCIAL SERVICES PRIVATE LIMITED - LICENSE CANCELLED Date Opened: 2019-04-23 High Credit Amount: 2881
  Payment Frequency: P.C. FINANCIAL SERVICES PRIVATE LIMITED - LICENSE CANCELLED Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: Current Balance: 0
   Date Reported: 2019-07-31
      Payment Start Date: 2019-04-23
      Payment End Date: 2019-07-02
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
24
Account Type: Microfinance – Personal Loan
CLOSED
  Member Short Name: P.C. FINANCIAL SERVICES PRIVATE LIMITED - LICENSE CANCELLED Date Opened: 2019-04-23 High Credit Amount: 2881
  Payment Frequency: P.C. FINANCIAL SERVICES PRIVATE LIMITED - LICENSE CANCELLED Amount Overdue: 5788
  Ownership Indicator: Individual Last Payment Date: Current Balance: 0
   Date Reported: 2019-07-02
      Payment Start Date: 2019-04-23
      Payment End Date: 2019-07-02
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
25
Account Type: Credit Card
CLOSED
  Member Short Name: HDFC Bank Ltd Date Opened: 2018-12-17 High Credit Amount: 51443
  Payment Frequency: HDFC Bank Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2020-08-10 Current Balance: 0
   Date Reported: 2024-06-30
      Payment Start Date: 2018-12-17
      Payment End Date: 2020-08-10
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
26
Account Type: Two-wheeler Loan
CLOSED
  Member Short Name: HDFC Bank Ltd Date Opened: 2019-02-27 High Credit Amount: 62150
  Payment Frequency: HDFC Bank Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2021-06-19 Current Balance: 0
   Date Reported: 2021-06-30
      Payment Start Date: 2019-02-27
      Payment End Date: 2021-06-19
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
27
Account Type: Personal Loan
CLOSED
  Member Short Name: SI CREVA CAPITAL Date Opened: 2021-05-28 High Credit Amount: 8000
  Payment Frequency: SI CREVA CAPITAL Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2021-07-29 Current Balance: 0
   Date Reported: 2021-07-31
      Payment Start Date: 2021-05-28
      Payment End Date: 2021-07-29
   Payment Tenure: 2   
      Interest Rate: 18.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
28
Account Type: Personal Loan
CLOSED
  Member Short Name: SI CREVA CAPITAL Date Opened: 2021-08-10 High Credit Amount: 8480
  Payment Frequency: SI CREVA CAPITAL Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2021-09-10 Current Balance: 0
   Date Reported: 2021-09-30
      Payment Start Date: 2021-08-10
      Payment End Date: 2021-09-10
   Payment Tenure: 2   
      Interest Rate: 18.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
29
Account Type: Other
CLOSED
  Member Short Name: Mas Financial Services Ltd Date Opened: 2021-09-11 High Credit Amount: 8989
  Payment Frequency: Mas Financial Services Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2021-11-13 Current Balance: 0
   Date Reported: 2021-11-30
      Payment Start Date: 2021-09-11
      Payment End Date: 2021-11-13
   Payment Tenure: 2   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
30
Account Type: Personal Loan
CLOSED
  Member Short Name: SI CREVA CAPITAL Date Opened: 2021-11-13 High Credit Amount: 8989
  Payment Frequency: SI CREVA CAPITAL Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2022-01-15 Current Balance: 0
   Date Reported: 2022-01-31
      Payment Start Date: 2021-11-13
      Payment End Date: 2022-01-15
   Payment Tenure: 2   
      Interest Rate: 18.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
31
Account Type: Personal Loan
CLOSED
  Member Short Name: Mas Financial Services Ltd Date Opened: 2022-01-15 High Credit Amount: 8989
  Payment Frequency: Mas Financial Services Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2022-02-16 Current Balance: 0
   Date Reported: 2024-02-29
      Payment Start Date: 2022-01-15
      Payment End Date: 2022-03-04
   Payment Tenure: 2   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
32
Account Type: Personal Loan
CLOSED
  Member Short Name: SI CREVA CAPITAL Date Opened: 2022-03-08 High Credit Amount: 8989
  Payment Frequency: SI CREVA CAPITAL Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2022-04-09 Current Balance: 0
   Date Reported: 2022-04-30
      Payment Start Date: 2022-03-08
      Payment End Date: 2022-04-09
   Payment Tenure: 2   
      Interest Rate: 18.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
33
Account Type: Personal Loan
CLOSED
  Member Short Name: Mas Financial Services Ltd Date Opened: 2022-04-09 High Credit Amount: 8989
  Payment Frequency: Mas Financial Services Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2022-05-16 Current Balance: 0
   Date Reported: 2022-05-31
      Payment Start Date: 2022-04-09
      Payment End Date: 2022-05-16
   Payment Tenure: 2   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
34
Account Type: Other
CLOSED
  Member Short Name: Shivalik Mercantile Co-op Bank Ltd Date Opened: 2022-04-05 High Credit Amount: 75000
  Payment Frequency: Shivalik Mercantile Co-op Bank Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2022-06-24 Current Balance: 0
   Date Reported: 2022-06-30
      Payment Start Date: 2022-04-05
      Payment End Date: 2022-06-24
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
35
Account Type: Personal Loan
CLOSED
  Member Short Name: SI CREVA CAPITAL Date Opened: 2022-05-16 High Credit Amount: 8989
  Payment Frequency: SI CREVA CAPITAL Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2022-07-13 Current Balance: 0
   Date Reported: 2022-07-31
      Payment Start Date: 2022-05-16
      Payment End Date: 2022-07-13
   Payment Tenure: 2   
      Interest Rate: 18.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
36
Account Type: Personal Loan
CLOSED
  Member Short Name: Mas Financial Services Ltd Date Opened: 2022-07-13 High Credit Amount: 8989
  Payment Frequency: Mas Financial Services Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2022-09-15 Current Balance: 0
   Date Reported: 2022-09-30
      Payment Start Date: 2022-07-13
      Payment End Date: 2022-09-15
   Payment Tenure: 2   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
37
Account Type: Personal Loan
CLOSED
  Member Short Name: Axis Bank Date Opened: 2021-06-04 High Credit Amount: 476000
  Payment Frequency: Axis Bank Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2022-09-10 Current Balance: 0
   Date Reported: 2022-12-31
      Payment Start Date: 2021-06-04
      Payment End Date: 2022-10-01
   Payment Tenure: 60   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
38
Account Type: Personal Loan
CLOSED
  Member Short Name: SI CREVA CAPITAL Date Opened: 2022-09-15 High Credit Amount: 8180
  Payment Frequency: SI CREVA CAPITAL Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2022-10-01 Current Balance: 0
   Date Reported: 2023-11-07
      Payment Start Date: 2022-09-15
      Payment End Date: 2022-10-01
   Payment Tenure: 2   
      Interest Rate: 36.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
39
Account Type: Personal Loan
CLOSED
  Member Short Name: SI CREVA CAPITAL Date Opened: 2022-10-17 High Credit Amount: 8835
  Payment Frequency: SI CREVA CAPITAL Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2022-11-01 Current Balance: 0
   Date Reported: 2022-11-30
      Payment Start Date: 2022-10-17
      Payment End Date: 2022-11-01
   Payment Tenure: 2   
      Interest Rate: 24.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
40
Account Type: Personal Loan
CLOSED
  Member Short Name: NAVI FINSERV LIMITED Date Opened: 2022-07-13 High Credit Amount: 18000
  Payment Frequency: NAVI FINSERV LIMITED Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2022-11-05 Current Balance: 0
   Date Reported: 2023-01-31
      Payment Start Date: 2022-07-13
      Payment End Date: 2022-11-05
   Payment Tenure: 6   
      Interest Rate: 42.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
41
Account Type: Personal Loan
CLOSED
  Member Short Name: DMI Finance Private Limited Date Opened: 2022-09-05 High Credit Amount: 15000
  Payment Frequency: DMI Finance Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2023-01-05 Current Balance: 0
   Date Reported: 2023-01-31
      Payment Start Date: 2022-09-05
      Payment End Date: 2023-01-07
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
42
Account Type: Personal Loan
CLOSED
  Member Short Name: Aditya Birla Capital Ltd Date Opened: 2022-03-06 High Credit Amount: 16382
  Payment Frequency: Aditya Birla Capital Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: Current Balance: 0
   Date Reported: 2024-12-15
      Payment Start Date: 2022-03-06
      Payment End Date: 2023-01-27
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
43
Account Type: Personal Loan
CLOSED
  Member Short Name: SI CREVA CAPITAL Date Opened: 2022-12-04 High Credit Amount: 9542
  Payment Frequency: SI CREVA CAPITAL Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2023-02-07 Current Balance: 0
   Date Reported: 2023-02-28
      Payment Start Date: 2022-12-04
      Payment End Date: 2023-02-07
   Payment Tenure: 2   
      Interest Rate: 24.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
44
Account Type: Personal Loan
CLOSED
  Member Short Name: SI CREVA CAPITAL Date Opened: 2023-02-08 High Credit Amount: 429
  Payment Frequency: SI CREVA CAPITAL Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2023-04-09 Current Balance: 0
   Date Reported: 2023-04-30
      Payment Start Date: 2023-02-08
      Payment End Date: 2023-04-09
   Payment Tenure: 2   
      Interest Rate: 24.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
45
Account Type: Personal Loan
CLOSED
  Member Short Name: Poonawalla Fincorp Limited Date Opened: 2023-02-08 High Credit Amount: 8159
  Payment Frequency: Poonawalla Fincorp Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2023-04-09 Current Balance: 0
   Date Reported: 2023-04-30
      Payment Start Date: 2023-02-08
      Payment End Date: 2023-04-09
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
46
Account Type: Personal Loan
CLOSED
  Member Short Name: Innofin Solutions Pvt Ltd Date Opened: 2022-04-25 High Credit Amount: 14000
  Payment Frequency: Innofin Solutions Pvt Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2023-06-07 Current Balance: 0
   Date Reported: 2024-12-13
      Payment Start Date: 2022-04-25
      Payment End Date: 2023-06-07
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
47
Account Type: Personal Loan
CLOSED
  Member Short Name: SI CREVA CAPITAL Date Opened: 2023-04-09 High Credit Amount: 8588
  Payment Frequency: SI CREVA CAPITAL Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2023-06-10 Current Balance: 0
   Date Reported: 2023-06-30
      Payment Start Date: 2023-04-09
      Payment End Date: 2023-06-10
   Payment Tenure: 2   
      Interest Rate: 36.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
48
Account Type: Personal Loan
CLOSED
  Member Short Name: DMI Finance Private Limited Date Opened: 2023-01-09 High Credit Amount: 45000
  Payment Frequency: DMI Finance Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2023-07-05 Current Balance: 0
   Date Reported: 2023-07-31
      Payment Start Date: 2023-01-09
      Payment End Date: 2023-07-07
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
49
Account Type: Personal Loan
CLOSED
  Member Short Name: Northern Arc Capital Limited Date Opened: 2023-07-01 High Credit Amount: 7816
  Payment Frequency: Northern Arc Capital Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2023-09-01 Current Balance: 0
   Date Reported: 2023-09-30
      Payment Start Date: 2023-07-01
      Payment End Date: 2023-09-01
   Payment Tenure: 62   
      Interest Rate: 36.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
50
Account Type: Personal Loan
CLOSED
  Member Short Name: TrillionLoans Fintech Private Limited Date Opened: 2023-06-07 High Credit Amount: 140
  Payment Frequency: TrillionLoans Fintech Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2023-02-11 Current Balance: 0
   Date Reported: 2024-01-31
      Payment Start Date: 2023-06-07
      Payment End Date: 2023-11-16
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
51
Account Type: Personal Loan
CLOSED
  Member Short Name: FINC FRIENDS PRIVATE LIMITED Date Opened: 2023-09-19 High Credit Amount: 7000
  Payment Frequency: FINC FRIENDS PRIVATE LIMITED Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2023-12-09 Current Balance: 0
   Date Reported: 2023-12-31
      Payment Start Date: 2023-09-19
      Payment End Date: 2023-12-09
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
52
Account Type: Personal Loan
CLOSED
  Member Short Name: DMI Finance Private Limited Date Opened: 2023-07-08 High Credit Amount: 65000
  Payment Frequency: DMI Finance Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2024-01-05 Current Balance: 0
   Date Reported: 2024-01-31
      Payment Start Date: 2023-07-08
      Payment End Date: 2024-01-16
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
53
Account Type: Personal Loan
CLOSED
  Member Short Name: Axis Bank Date Opened: 2022-03-02 High Credit Amount: 103000
  Payment Frequency: Axis Bank Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2024-01-10 Current Balance: 0
   Date Reported: 2024-08-31
      Payment Start Date: 2022-03-02
      Payment End Date: 2024-01-27
   Payment Tenure: 60   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
54
Account Type: Personal Loan
CLOSED
  Member Short Name: FINC FRIENDS PRIVATE LIMITED Date Opened: 2023-12-13 High Credit Amount: 17000
  Payment Frequency: FINC FRIENDS PRIVATE LIMITED Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2024-03-21 Current Balance: 0
   Date Reported: 2024-03-31
      Payment Start Date: 2023-12-13
      Payment End Date: 2024-03-21
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
55
Account Type: Short Term Personal Loan
CLOSED
  Member Short Name: Aditya Birla Capital Ltd Date Opened: 2021-09-13 High Credit Amount: 5250
  Payment Frequency: Aditya Birla Capital Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2024-02-02 Current Balance: 0
   Date Reported: 2024-05-31
      Payment Start Date: 2021-09-13
      Payment End Date: 2024-03-28
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
56
Account Type: Personal Loan
CLOSED
  Member Short Name: FINC FRIENDS PRIVATE LIMITED Date Opened: 2024-03-23 High Credit Amount: 9000
  Payment Frequency: FINC FRIENDS PRIVATE LIMITED Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2024-05-31 Current Balance: 0
   Date Reported: 2024-05-31
      Payment Start Date: 2024-03-23
      Payment End Date: 2024-05-31
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
57
Account Type: Personal Loan
CLOSED
  Member Short Name: VIVRITI CAPITAL LIMITED Date Opened: 2023-12-15 High Credit Amount: 26904
  Payment Frequency: VIVRITI CAPITAL LIMITED Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2024-06-28 Current Balance: 0
   Date Reported: 2024-06-30
      Payment Start Date: 2023-12-15
      Payment End Date: 2024-06-28
   Payment Tenure: 6   
      Interest Rate: 56.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
58
Account Type: Personal Loan
CLOSED
  Member Short Name: EarlySalary Services Pvt Ltd Date Opened: 2024-06-29 High Credit Amount: 9895
  Payment Frequency: EarlySalary Services Pvt Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2024-12-31 Current Balance: 0
   Date Reported: 2025-02-02
      Payment Start Date: 2024-06-29
      Payment End Date: 2024-12-31
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
59
Account Type: Personal Loan
CLOSED
  Member Short Name: Kisetsu Saison Finance (India) Private Limited Date Opened: 2024-06-28 High Credit Amount: 39580
  Payment Frequency: Kisetsu Saison Finance (India) Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: Current Balance: 0
   Date Reported: 2025-01-15
      Payment Start Date: 2024-06-28
      Payment End Date: 2024-12-31
   Payment Tenure: 6   
      Interest Rate: 30.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
60
Account Type: Consumer Loan
CLOSED
  Member Short Name: IDFC FIRST BANK LIMITED Date Opened: 2022-05-30 High Credit Amount: 500
  Payment Frequency: IDFC FIRST BANK LIMITED Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2022-05-30 Current Balance: 0
   Date Reported: 2025-01-16
      Payment Start Date: 2022-05-30
      Payment End Date: 2025-01-04
   Payment Tenure: 36   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
61
Account Type: Consumer Loan
CLOSED
  Member Short Name: Bajaj Finance Limited Date Opened: 2024-05-11 High Credit Amount: 35400
  Payment Frequency: Bajaj Finance Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-04-03 Current Balance: 0
   Date Reported: 2025-06-15
      Payment Start Date: 2024-05-11
      Payment End Date: 2025-04-03
   Payment Tenure: 12   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
62
Account Type: Short Term Personal Loan
CLOSED
  Member Short Name: Mpokket Financial Services Pvt Ltd Date Opened: 2024-11-23 High Credit Amount: 1000
  Payment Frequency: Mpokket Financial Services Pvt Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-05-01 Current Balance: 0
   Date Reported: 2025-05-07
      Payment Start Date: 2024-11-23
      Payment End Date: 2025-05-01
   Payment Tenure: 6   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
63
Account Type: Personal Loan
CLOSED
  Member Short Name: Northern Arc Capital Limited Date Opened: 2023-12-28 High Credit Amount: 100400
  Payment Frequency: Northern Arc Capital Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-06-11 Current Balance: 0
   Date Reported: 2025-08-15
      Payment Start Date: 2023-12-28
      Payment End Date: 2025-06-11
   Payment Tenure: 12   
      Interest Rate: 27.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
64
Account Type: Personal Loan
CLOSED
  Member Short Name: EarlySalary Services Pvt Ltd Date Opened: 2024-12-31 High Credit Amount: 21495
  Payment Frequency: EarlySalary Services Pvt Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-06-11 Current Balance: 0
   Date Reported: 2025-08-07
      Payment Start Date: 2024-12-31
      Payment End Date: 2025-06-11
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
65
Account Type: Personal Loan
CLOSED
  Member Short Name: NDX P2P PRIVATE LIMITED Date Opened: 2023-10-04 High Credit Amount: 14000
  Payment Frequency: NDX P2P PRIVATE LIMITED Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-06-16 Current Balance: 0
   Date Reported: 2025-06-30
      Payment Start Date: 2023-10-04
      Payment End Date: 2025-06-16
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
66
Account Type: Personal Loan
CLOSED
  Member Short Name: DMI Finance Private Limited Date Opened: 2024-01-17 High Credit Amount: 80000
  Payment Frequency: DMI Finance Private Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-08-16 Current Balance: 0
   Date Reported: 2025-08-31
      Payment Start Date: 2024-01-17
      Payment End Date: 2025-08-16
   Payment Tenure:   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
67
Account Type: Personal Loan
CLOSED
  Member Short Name: NAVI FINSERV LIMITED Date Opened: 2022-11-05 High Credit Amount: 95000
  Payment Frequency: NAVI FINSERV LIMITED Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-08-18 Current Balance: 0
   Date Reported: 2025-11-15
      Payment Start Date: 2022-11-05
      Payment End Date: 2025-08-18
   Payment Tenure: 33   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
68
Account Type: Personal Loan
CLOSED
  Member Short Name: Axis Bank Date Opened: 2022-09-30 High Credit Amount: 614000
  Payment Frequency: Axis Bank Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-08-10 Current Balance: 0
   Date Reported: 2025-09-15
      Payment Start Date: 2022-09-30
      Payment End Date: 2025-08-20
   Payment Tenure: 60   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
69
Account Type: Personal Loan
CLOSED
  Member Short Name: Axis Bank Date Opened: 2024-01-27 High Credit Amount: 359000
  Payment Frequency: Axis Bank Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-08-10 Current Balance: 0
   Date Reported: 2025-09-15
      Payment Start Date: 2024-01-27
      Payment End Date: 2025-08-21
   Payment Tenure: 60   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
70
Account Type: Gold Loan
CLOSED
  Member Short Name: Muthoot Fincorp ltd Date Opened: 2025-03-12 High Credit Amount: 180600
  Payment Frequency: Muthoot Fincorp ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-11-19 Current Balance: 0
   Date Reported: 2025-11-21
      Payment Start Date: 2025-03-12
      Payment End Date: 2025-11-20
   Payment Tenure: 13   
      Interest Rate: 0.150
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
71
Account Type: Personal Loan
CLOSED
  Member Short Name: Jai Finance (India) Ltd Date Opened: 2026-02-12 High Credit Amount: 1500
  Payment Frequency: Jai Finance (India) Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2026-02-27 Current Balance: 0
   Date Reported: 2026-02-28
      Payment Start Date: 2026-02-12
      Payment End Date: 2026-02-27
   Payment Tenure:   
      Interest Rate: 29.200
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
72
Account Type: Personal Loan
CLOSED
  Member Short Name: Jai Finance (India) Ltd Date Opened: 2026-02-28 High Credit Amount: 1200
  Payment Frequency: Jai Finance (India) Ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2026-03-15 Current Balance: 0
   Date Reported: 2026-03-16
      Payment Start Date: 2026-02-28
      Payment End Date: 2026-03-15
   Payment Tenure:   
      Interest Rate: 29.200
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
Inquiries (reported for past 24 months)
Member Name Date of Inquiry Purpose Amount
KHOSYA FINLEASE PRIVATE LIMITED 2026-03-24 00:00:00 13 5000
R K BANSAL FINANCE PRIVATE LIMITED 2026-03-11 00:00:00 13 5000
KISETSU SAISON FINANCE INDIA PVT LTD 2024-06-29 00:00:00 99
Aditya Birla Finance ltd 2024-02-26 00:00:00 5
True Credits Pvt Ltd 2023-12-15 00:00:00 13 25000
Axis Bank 2023-12-13 00:00:00 7 10000
Axis Bank 2023-07-27 00:00:00 13 112000
Axis Bank 2023-05-19 00:00:00 7 10000
HDFC Bank Ltd 2023-05-08 00:00:00 7 1000