ॐ नमो भगवते वासुदेवाय नमः
Consumer Base Report
CONSUMER BASE™+ REPORT
For MOHD JAVED
CHM Ref #: R K 230428CR517612250
Prepared For: R K BANSAL FINANCE
Date of Request: 2026-04-27
Time of Request: 18:35:09
Inquiry Input Information
Name: MOHD JAVED DOB/Age: 1988-05-01 Gender: Male
Father: - Spouse: - Mother: -
Phone Numbers:
9813682416
ID(s):
AZZPJ9634P [ PAN ]
Email ID(s):
javedahmad82416@gmail.com
Entity Id: -
Current Address:
CRIF HM Score (s):
SCORE NAME  SCORE SCORING FACTORS
PERFORM CONSUMER 2.0 775Score Range : 300-900
Very recent delinquency observed
Delinquency observed in the past
Substantial proportion of outstanding balance to disbursed amount
Tip:     
  Positive impact on credit score    
  Negative impact on credit score
Tip: All amounts are in INR.
Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.
Total Account(s) Active Account(s) Closed Account(s) Defalut Accounts OS Secured Balance OS Unsecured Balance DPD 180 Days DPD 365 Days
8 2 6 0 30600 45950 0 0
Total Inquiries : 53 Inquiries in last 24 Months: 14 Inquiries in last 12 Months: 15 Inquiries in last 30 Days: 1
Recent Date Opened : 2026-03-16          Oldest Date Opened : 2024-02-02

No. of Accounts Total Loans No. of Accounts Current Loans Mentioned EMI Predicted EMI No. of Accounts Overdue Amount DPD Days No. of Written OFF Written OFF No. of Settled Settled
Loans 1 TO 10,000 80 1,84,951 7 30,451 100
10001 TO 30000 8 1,44,563 3 65,346 5,856 560
30K TO 100K 6 2,10,009 2 66,608 6,047 1 5,229 1 44,906
100K TO 500K
500K and above
Total 94 5,39,523 12 1,62,405 11,903 660 1 5,229 1 44,906
Account Information

1
Account Type: Personal Loan
ACTIVE
  Member Short Name: Oxyzo Financial Services pvt ltd Date Opened: 2026-03-16 High Credit Amount: 50000
  Payment Frequency: Oxyzo Financial Services pvt ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2026-04-05 Current Balance: 45950
   Date Reported: 2026-04-15
      Payment Start Date: 2026-03-16
      Payment End Date:
   Payment Tenure: 12   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
2
Account Type: Two-wheeler Loan
ACTIVE
  Member Short Name: IndusInd Bank Limited Date Opened: 2024-12-21 High Credit Amount: 78000
  Payment Frequency: IndusInd Bank Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2026-03-21 Current Balance: 30600
   Date Reported: 2026-04-15
      Payment Start Date: 2024-12-21
      Payment End Date:
   Payment Tenure: 24   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
3
Account Type: Consumer Loan
CLOSED
  Member Short Name: Bajaj Finance Limited Date Opened: 2024-02-02 High Credit Amount: 21999
  Payment Frequency: Bajaj Finance Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2024-07-02 Current Balance: 0
   Date Reported: 2024-09-30
      Payment Start Date: 2024-02-02
      Payment End Date: 2024-08-04
   Payment Tenure: 6   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
4
Account Type: Personal Loan
CLOSED
  Member Short Name: BRANCH INTERNATIONAL FINANCIAL SERVICES PVT LTD Date Opened: 2024-12-06 High Credit Amount: 500
  Payment Frequency: BRANCH INTERNATIONAL FINANCIAL SERVICES PVT LTD Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-02-05 Current Balance: 0
   Date Reported: 2025-02-15
      Payment Start Date: 2024-12-06
      Payment End Date: 2025-02-05
   Payment Tenure: 2   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
5
Account Type: Short Term Personal Loan
CLOSED
  Member Short Name: Northern Arc Capital Limited Date Opened: 2024-12-09 High Credit Amount: 20000
  Payment Frequency: Northern Arc Capital Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-06-05 Current Balance: 0
   Date Reported: 2025-06-30
      Payment Start Date: 2024-12-09
      Payment End Date: 2025-06-05
   Payment Tenure: 6   
      Interest Rate: 36.000
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
6
Account Type: Consumer Loan
CLOSED
  Member Short Name: Bajaj Finance Limited Date Opened: 2025-01-08 High Credit Amount: 15999
  Payment Frequency: Bajaj Finance Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2025-07-02 Current Balance: 0
   Date Reported: 2025-09-15
      Payment Start Date: 2025-01-08
      Payment End Date: 2025-07-02
   Payment Tenure: 6   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
7
Account Type: Consumer Loan
CLOSED
  Member Short Name: Bajaj Finance Limited Date Opened: 2025-08-18 High Credit Amount: 16499
  Payment Frequency: Bajaj Finance Limited Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2026-02-02 Current Balance: 0
   Date Reported: 2026-04-15
      Payment Start Date: 2025-08-18
      Payment End Date: 2026-02-02
   Payment Tenure: 6   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
8
Account Type: Personal Loan
CLOSED
  Member Short Name: Oxyzo Financial Services pvt ltd Date Opened: 2025-08-14 High Credit Amount: 50000
  Payment Frequency: Oxyzo Financial Services pvt ltd Amount Overdue:
  Ownership Indicator: Individual Last Payment Date: 2026-03-16 Current Balance: 0
   Date Reported: 2026-03-31
      Payment Start Date: 2025-08-14
      Payment End Date: 2026-03-16
   Payment Tenure: 12   
      Interest Rate:
      Emi Amount: --
Payment History/Asset Classification:
January February March April May June July August September October November December
Inquiries (reported for past 24 months)
Member Name Date of Inquiry Purpose Amount
R K BANSAL FINANCE PRIVATE LIMITED 2026-03-21 00:00:00 13 5000
R K BANSAL FINANCE PRIVATE LIMITED 2025-10-09 00:00:00 13 5000
KISETSU SAISON FINANCE INDIA PVT LTD 2025-08-14 00:00:00 99 50000
Northern ARC Capital Ltd 2024-12-05 00:00:00 18 0