{"id":433,"date":"2026-07-20T09:15:10","date_gmt":"2026-07-20T09:15:10","guid":{"rendered":"https:\/\/www.ramfincorp.com\/blogs\/?p=433"},"modified":"2026-07-20T09:22:11","modified_gmt":"2026-07-20T09:22:11","slug":"personal-loan-with-a-low-credit-score","status":"publish","type":"post","link":"https:\/\/www.ramfincorp.com\/blogs\/personal-loan-with-a-low-credit-score\/","title":{"rendered":"How to Get a Personal Loan with a Low Credit Score in India"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"433\" class=\"elementor elementor-433\">\n\t\t\t\t<div class=\"elementor-element elementor-element-977590f e-flex e-con-boxed e-con e-parent\" data-id=\"977590f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5370b9 elementor-widget elementor-widget-text-editor\" data-id=\"f5370b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">When trying to get a personal loan in India, there\u2019s one challenge that a lot of people face. And that challenge is having a low credit score, also known as a low CIBIL score. It is caused by a variety of factors. These include missed EMIs, delayed credit card payments, limited credit history, and sudden financial emergencies.\u00a0\u00a0\u00a0\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Due to the above factors, the CIBIL score of an individual comes down. And as a result, getting a personal loan gets incredibly hard. However, even if you have a low CIBIL score, you can still get a personal loan. All you need is to find the right lender.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">And platforms like <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.ramfincorp.com\/\"><b>Ramfincorp<\/b><\/a><\/span><span style=\"font-weight: 400;\"> further simplify this process by providing:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fast-paced approvals\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimal documentation\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lightning-fast approval process<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Instant disbursal of funds\u00a0<\/span><\/li><\/ul><h2><span style=\"font-weight: 400;\">What is considered a low CIBIL score in India?\u00a0<\/span><\/h2><p><span style=\"font-weight: 400;\">Your CIBIL score is a three-digit number that reflects how creditworthy you are and how good have you been with your repayment. Basically, it gives lending companies a picture of how you manage loans and credit cards.\u00a0<\/span><\/p><h3><b>CIBIL Score Ranges\u00a0<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Less than 600 <\/b><span style=\"font-weight: 400;\">&#8211; High-risk category (lowest chances of getting a personal loan)\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Around 600<\/b><span style=\"font-weight: 400;\"> &#8211; Low but manageable\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Between 650 and 749<\/b><span style=\"font-weight: 400;\"> &#8211; Good\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>More than 750<\/b><span style=\"font-weight: 400;\"> &#8211; Excellent\u00a0<\/span><\/li><\/ul><h2><span style=\"font-weight: 400;\">What is a good CIBIL score in India?\u00a0<\/span><\/h2><p><span style=\"font-weight: 400;\">If you have a <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.ramfincorp.com\/credit-score\"><b>credit score<\/b><\/a><\/span><span style=\"font-weight: 400;\"> of 750 or above in India, it is usually considered ideal for easy loan approvals and lower interest rates. But a lot of lenders have now begun to offer support to even those with low CIBIL scores, as well.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">And your credit score helps these lenders understand the following:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your existing debts<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your repayment behaviour and history<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your current credit utilization\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your overall financial discipline\u00a0<\/span><\/li><\/ul><h2><span style=\"font-weight: 400;\">Can you get a Personal Loan with a Low Credit Score?\u00a0<\/span><\/h2><p><span style=\"font-weight: 400;\">Yes, as we said above, a lot of lenders are now open to giving loans to individuals with a low credit score.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">So, even if you have a low CIBIL score, it doesn\u2019t automatically mean that your personal loan application will be rejected.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">There are some digital lending platforms and NBFCs that focus on alternative factors for checking your eligibility. These factors are as follows:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your repayment ability\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stable monthly income\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Type of employment\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Existing liabilities\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank statement history\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Digital repayment patterns\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">This is why many borrowers can still qualify for a <\/span>personal loan with low CIBIL score<span style=\"font-weight: 400;\"> if they demonstrate responsible financial behavior.\u00a0<\/span><\/p><h2><span style=\"font-weight: 400;\">What Happens if You Have a Low CIBIL Score?<\/span><\/h2><p><span style=\"font-weight: 400;\">A low CIBIL score can make borrowing more difficult because lenders may view you as a high-risk borrower. Your score reflects your repayment history and overall credit behaviour.<\/span><\/p><p><span style=\"font-weight: 400;\">If your credit score is low, you may face the following challenges:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Higher chances of loan rejection<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Higher interest rates<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lower approved loan amounts<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Shorter repayment tenure<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Additional verification requirements<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limited loan offers from traditional banks<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">However, having a low credit score does not mean you cannot get a personal loan. Many NBFCs and digital lenders now consider additional factors such as income stability, repayment capacity, and bank transaction history before approving loans.<\/span><\/p><p><span style=\"font-weight: 400;\">Improving repayment habits and maintaining financial discipline can gradually help increase your CIBIL score over time.<\/span><\/p><h2><span style=\"font-weight: 400;\">Best ways to improve loan approval chances with a low credit score\u00a0\u00a0<\/span><\/h2><ul><li aria-level=\"1\"><h3><b>Apply for smaller loan amounts\u00a0<\/b><\/h3><\/li><\/ul><p><span style=\"font-weight: 400;\">When the loan amount you\u2019re seeking is low, it means lower risk for the lender. That\u2019s why you can get such loans even with a low credit score.\u00a0<\/span><\/p><p><b>Some examples include:\u00a0<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Urgent loan of 5000 without salary\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Instant 10,000 loan without documents\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Applying for a manageable amount also improves repayment comfort.\u00a0\u00a0<\/span><\/p><ul><li aria-level=\"1\"><h3><b>Make sure you prove a stable income<\/b><\/h3><\/li><\/ul><p><span style=\"font-weight: 400;\">Income stability is a factor that will surely enhance the lender\u2019s confidence in you being a creditworthy individual.\u00a0<\/span><\/p><p><b>This factor becomes even more useful for:\u00a0<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Personal loan for salaried professionals\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Personal loan for self-employed\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Lenders prefer borrowers who can demonstrate regular income through salary slips or bank transactions.\u00a0<\/span><\/p><ul><li aria-level=\"1\"><h3><b>Choose Flexible EMI Options\u00a0<\/b><\/h3><\/li><\/ul><p><span style=\"font-weight: 400;\">When the EMI plans are flexible, repayment becomes easier, and the chances of default are lower.\u00a0<\/span><\/p><p><b>The benefits of doing this are as follows:\u00a0<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reduced financial burden on the borrower\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Better repayment planning\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Improved chances of consistency in repayment\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Several lenders now offer <\/span>flexible EMI personal loan India<span style=\"font-weight: 400;\"> and <\/span>personal loan <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.ramfincorp.com\/emi-calculator\"><b>EMI calculator<\/b><\/a><\/span> online<span style=\"font-weight: 400;\">.\u00a0\u00a0\u00a0<\/span><\/p><ul><li aria-level=\"1\"><h3><b>Apply with Proper Documents<\/b><\/h3><\/li><\/ul><p><span style=\"font-weight: 400;\">It is important to keep your documents ready to ensure fast approval of your personal loans.\u00a0\u00a0<\/span><\/p><p><b>Some common documents that are always required are:<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aadhaar Card<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">PAN Card<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank Statements<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Income Proof\u00a0<\/span><\/li><li aria-level=\"1\"><p>Use Digital Lending Platforms<\/p><\/li><\/ul><p><span style=\"font-weight: 400;\">Digital lenders offer several advantages over traditional loan processes.\u00a0\u00a0<\/span><\/p><p><b>Benefits include:\u00a0\u00a0<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Faster processing<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimal paperwork<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Online verification<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Quick approvals<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Instant bank transfer<\/span><\/li><\/ul><h2><span style=\"font-weight: 400;\">Types of Instant Loans Available for Low-Credit-Score Borrowers\u00a0<\/span><\/h2><ul><li aria-level=\"1\"><h3><b>Emergency Loans<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/h3><\/li><\/ul><p><span style=\"font-weight: 400;\">These loans come in handy in dealing with sudden situations like medical emergencies, unexpected additions to bills, or urgent household expenses.\u00a0<\/span><\/p><ul><li aria-level=\"1\"><h3><b>Instant Online Loans\u00a0<\/b><\/h3><\/li><\/ul><p><b>Features of instant online loans include:<\/b><span style=\"font-weight: 400;\">\u00a0\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Same-day disbursal<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Quick digital verification<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fast bank transfer<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Paperless application<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">These loans are ideal for borrowers needing immediate funds\u00a0<\/span><\/p><ul><li aria-level=\"1\"><h3><b>Loans for Salaried Employees\u00a0<\/b><\/h3><\/li><\/ul><p><b>Salaried borrowers often receive:\u00a0\u00a0<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Easy repayment structures<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Salary-based eligibility<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Faster approvals for stable employment<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Many lenders offer customized plans for monthly income earners.<\/span><\/p><ul><li aria-level=\"1\"><h3><b>Loans for Self-Employed Individuals\u00a0<\/b><\/h3><\/li><\/ul><p><span style=\"font-weight: 400;\">Self-employed professionals can also apply for loans.\u00a0<\/span><\/p><p><b>All that lenders need to do is evaluate the following:<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank transactions<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Business proof<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Income flow<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Financial stability\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">This helps freelancers, shop owners, and entrepreneurs access funding easily.\u00a0\u00a0<\/span><\/p><h2><span style=\"font-weight: 400;\">How Aadhaar-Based Instant Loans Work?<\/span><\/h2><p><span style=\"font-weight: 400;\">Digital lending platforms use online verification systems to speed up approvals.\u00a0\u00a0<\/span><\/p><h3><b>Digital KYC Process\u00a0\u00a0<\/b><\/h3><p><span style=\"font-weight: 400;\">This process generally includes the following:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aadhaar verification<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">PAN authentication<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mobile OTP verification<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Online bank account verification<\/span><\/li><\/ul><h3><b>Benefits of Aadhaar-Based Loans\u00a0<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Faster processing<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Paperless application<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Instant approval support<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reduced physical documentation<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">This makes the <\/span>instant personal loan online<span style=\"font-weight: 400;\"> process much more convenient.\u00a0\u00a0<\/span><\/p><h2><span style=\"font-weight: 400;\">Things to Check Before Applying for a Personal Loan\u00a0<\/span><\/h2><p><span style=\"font-weight: 400;\">Before applying, compare lenders carefully.\u00a0\u00a0<\/span><\/p><h3><b>Important Factors\u00a0<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interest rates<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Processing fees<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hidden charges<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">EMI flexibility<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Repayment tenure<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Late payment penalties<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Data security and privacy<\/span><\/li><\/ul><h2><span style=\"font-weight: 400;\">Why Choose Ram Fincorp for Instant Personal Loans?\u00a0<\/span><\/h2><p><span style=\"font-weight: 400;\">If you\u2019re seeking quick financial assistance, <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.ramfincorp.com\/\"><b>Ram Fincorp<\/b><\/a><\/span><span style=\"font-weight: 400;\"> offers a convenient borrowing experience.\u00a0<\/span><\/p><p><b>Key benefits of choosing Ram Fincorp for personal loans are:\u00a0<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fast approval process<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimal documentation<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Quick loan disbursal<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Flexible EMI options<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fully digital application process<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Support for low-credit-score applicants<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency loan assistance<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Secure and transparent process<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Whether you need an <\/span>instant personal loan online, quick personal loan approval, or a personal loan with low CIBIL score<span style=\"font-weight: 400;\">, Ram Fincorp provides a simple and hassle-free borrowing solution.\u00a0<\/span><\/p><h2><span style=\"font-weight: 400;\">Conclusion\u00a0<\/span><\/h2><p><span style=\"font-weight: 400;\">A low CIBIL score does not completely stop your borrowing opportunities. Many digital lenders today evaluate your overall financial profile instead of relying only on credit scores.<\/span><\/p><p><span style=\"font-weight: 400;\">Responsible borrowing and timely repayments can gradually improve your credit score over time and strengthen your financial credibility.<\/span><\/p><p><span style=\"font-weight: 400;\">Choosing trusted lenders like Ram Fincorp can help you access a fast, secure, and transparent loan process. Get your <\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/loans.ramfincorp.com\/?\"><span style=\"font-weight: 400;\"><strong>personal loan now<\/strong><\/span><\/a><\/span><span style=\"font-weight: 400;\"> with Ram Fincorp.<\/span><\/p><h2><span style=\"font-weight: 400;\">FAQs<\/span><\/h2><h3><span style=\"font-weight: 400;\">1. Can I get a loan with a CIBIL score?<\/span><\/h3><p><span style=\"font-weight: 400;\">Yes it is possible to get a loan with a CIBIL score. Many Non-Banking Financial Companies and digital lenders in India give loans to people with CIBIL scores. They also check your income and job stability and repayment ability for loan approval. This is how they decide if they want to give you a loan.<\/span><\/p><h3><span style=\"font-weight: 400;\">2. What is a low CIBIL score for a loan?<\/span><\/h3><p><span style=\"font-weight: 400;\">A CIBIL score below 650 is usually considered low for a loan. Some lenders may still approve loans for borrowers with CIBIL scores between 550 and 650. So with a low CIBIL score you can still get a loan from some lenders.<\/span><\/p><h3><span style=\"font-weight: 400;\">3. Can I get a loan online with credit?<\/span><\/h3><p><span style=\"font-weight: 400;\">You can get a loan online with credit. Many online lenders provide loans to people with poor CIBIL scores. These loans usually have approvals and simple paperwork. This makes it easy for you to get a loan online with a CIBIL score.<\/span><\/p><h3><span style=\"font-weight: 400;\">4. Will I pay an interest rate with a CIBIL score?<\/span><\/h3><p><span style=\"font-weight: 400;\">Yes you will likely pay an interest rate if your CIBIL score is low. Lenders charge more because a low CIBIL score is a risk, for them. This means you will pay more for a loan when you have a CIBIL score. CIBIL scores really matter when you want to get a loan.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>When trying to get a personal loan in India, there\u2019s one challenge that a lot of people face. And that challenge is having a low credit score, also known as a low CIBIL score. It is caused by a variety of factors. These include missed EMIs, delayed credit card payments, limited credit history, and sudden [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":434,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-433","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","entry","has-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Get a Personal Loan with a Low Credit Score in India<\/title>\n<meta name=\"description\" content=\"Need a personal loan with a low credit score? 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